PCI-DSS
SOC 2
GDPR
PSD2
Fintech Software Development

Secure financial software.
Built for scale and compliance.

Payment processing, banking apps, trading platforms, and lending systems. We understand PCI-DSS, financial regulations, and the performance requirements of money movement.

Idempotent
Money movements that cannot double
Auditable
Ledger-grade trails by default
Least privilege
Scoped access to funds and data
Reconciled
Discrepancies surfaced, not hidden

Solutions

What we build for fintech

From startups to enterprises, we've delivered solutions that handle real-world complexity.

Payment Processing

Custom payment flows, gateway integrations, and merchant dashboards.

  • Multi-currency
  • Recurring billing
  • Fraud detection
  • Payout management

Banking Applications

Digital banking platforms with account management and transactions.

  • Account opening
  • Fund transfers
  • Card management
  • Statement generation

Trading Platforms

Real-time trading interfaces with market data and portfolio management.

  • Live quotes
  • Order execution
  • Portfolio analytics
  • Risk management

Lending Systems

Loan origination, underwriting automation, and servicing platforms.

  • Application processing
  • Credit scoring
  • Document verification
  • Payment collection

Crypto & Web3

Wallet integrations, DeFi protocols, and blockchain applications.

  • Wallet connect
  • Smart contracts
  • Token management
  • On/off ramps

Financial Analytics

Dashboards for financial metrics, reporting, and business intelligence.

  • Transaction analytics
  • Reconciliation
  • Regulatory reports
  • Custom dashboards

Challenges

Fintech problems we've solved

We understand the unique challenges in fintech. Our experience means faster development and fewer surprises.

PCI-DSS compliance

We implement proper tokenization, secure APIs, and audit controls. We know which data can and can't touch your servers.

Real-time transaction processing

Financial systems need sub-second response times. We architect for performance with proper caching, queuing, and database optimization.

Fraud prevention

We implement velocity checks, anomaly detection, and integration with fraud prevention services like Sift and Sardine.

Regulatory requirements

KYC/AML, PSD2, state licensing: we understand the regulatory landscape and build compliance into the product.

Technology

Tech we use for fintech projects

Frontend

ReactNext.jsReact NativeWebSocket

Backend

Node.jsGoPythonRust

Database

PostgreSQLRedisTimescaleDBClickHouse

Integrations

StripePlaidMarqetaDwolla

FAQ

Common questions about fintech development

How do you handle PCI compliance?

We use tokenization through PCI-compliant providers (Stripe, Braintree) so sensitive card data never touches your servers. For more complex needs, we can architect PCI-compliant infrastructure.

Can you build a banking app?

Yes. We've built neobank applications with account management, card issuance, and real-time transactions. We typically partner with BaaS providers like Unit, Treasury Prime, or Synapse.

What about crypto/blockchain?

We've built DeFi dashboards, NFT marketplaces, and wallet integrations. We work with Ethereum, Solana, and other major chains.

How do you ensure security?

Encryption at rest and in transit, MFA, rate limiting, fraud detection, audit logging, and regular security audits. We follow OWASP guidelines and can engage third-party pen testers.

How we build

Engineers first. AI where it does the most good.

We don't bolt AI onto a traditional process. We use it to deliver faster, and engineering judgement to make sure what ships survives production.

AI-accelerated delivery

Prototyping, coding, testing, documentation and research move dramatically faster. You see working software sooner.

Production judgement

Architecture, security, validation and human oversight. Speed doesn't cost you reliability. That's the whole point.

AI where it pays

Start with an AI Opportunity Audit to find the use cases with real ROI, and skip the ones that just look impressive.

Vibe-code rescue

Already built something fast with AI? We harden it for real users, security, tests, data integrity, without a rewrite.

Let's find what AI can do for your business.

Start with an AI Opportunity Audit. Two weeks, a ranked plan, and an honest answer about what's worth building.